PayTap is the hub that moves money between Revolut, Wise and your bank — whatever app the other person uses. You both keep your own accounts.
No card required · Sign in with your phone
€50.00
One hub-and-spoke network that connects the wallets and banks people already use.
Send from Revolut, they receive on Wise. PayTap bridges providers automatically so nobody has to be on the same app.
No IBANs to copy or share. Enter a name and number — we text the other side a secure link to claim the money.
Each side picks where the money comes from and lands at payment time. The hub routes it between them.
Phone-verified sign-in, one-time SMS codes, and identity verification when you want higher limits.
From "I owe you" to settled in three steps.
Pick a contact or type a name and phone number, choose an amount, and add a note.
The recipient opens the link — no account needed up front — and we confirm it's really them.
They choose their own bank or wallet, and the payment routes through the hub to land there.
Link the accounts you have and pay across them. More providers are added as the hub grows.
Create your account in seconds — all you need is your phone number.
Get started free