PayTap
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Privacy Policy

Last updated 23 June 2026

1. What we collect

To provide the Service we collect:

  • your phone number (your identity and how we reach you);
  • your name, and an optional email if you add one;
  • transaction details you create — amounts, notes, and counterparties;
  • the accounts you choose to link, with the credentials needed to display them.

2. How we use it

We use your information to run the Service: to sign you in, to deliver payment and request notifications, to show your history, and to verify your identity when you opt into higher limits. We don't sell your personal data.

3. SMS and one-time codes

We send verification and notification messages by SMS through a third-party messaging provider. Your number is shared with that provider only to deliver those messages.

4. Sharing

We share data with the service providers that host and operate PayTap (for example our database/auth platform and SMS provider), acting on our instructions. We may disclose information if required by law.

5. Storage and security

Data is stored with our hosting provider and protected by row-level access rules so you can only see your own records. No system is perfectly secure, but we take reasonable measures to protect your information.

6. Cookies and local storage

We use your browser's local storage to keep you signed in and to remember a best-guess country for the phone field. We don't use advertising or cross-site tracking cookies.

7. Your rights

You can view and edit your profile, and you can delete your account and its data at any time from Profile Settings. Contact us if you'd like a copy of your data or have a privacy request.

8. Data retention

We keep your information for as long as your account is active. When you delete your account, we remove your profile and associated records.

9. Children

PayTap is not intended for anyone under 18, and we don't knowingly collect their data.

10. Changes and contact

We may update this policy; the "last updated" date on this page reflects the latest version. For any privacy question, email contact@paytap.link.